Dictionary Conveyancing Terms

Property Law and Conveyancing Glossary of Terms

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Term	Definition
Finance	Money. Afrikaans - Finansies
Finance Charges	The interest charged on a A sum of borrowed money (principal) that is generally repaid with interest. Afrikaans - Lening ">loan. Afrikaans - Finansieringskoste
First Mortgage	The primary Where a person has improved someone else’s property or has incurred certain expenses in respect thereof, he may retain possession of such property until the debt due to him has been discharged, it is the right to retain possession. ">lien against a property. Afrikaans - Eerste Verband
Fixed Installment	The fixed monthly payment (including interest) due on a An agreement between the customer and a bank in the form of a homeloan, whereby the property is used as the security for the loan. It is a legal document that pledges a property to the lender as security for payment of a debt. Afrikaans - Verband ">mortgage loan. It remains constant for a certain period, and goes hand-in-hand with The mortgage interest rate will remain the same for a specified term of the mortgage for the original borrower. Afrikaans - Vaste Rentekoers ">Fixed Interest Rates. Afrikaans - Vastepaaiement
Fixed Interest Rate	The mortgage interest rate will remain the same for a specified term of the mortgage for the original borrower. Afrikaans - Vaste Rentekoers
Fixtures and Fittings	Attachments to a home, which are deemed to permanently belong to it. If it is permanently attached, nailed or screwed into the floor, wall or ceiling, it is a fixture. Afrikaans - Toebehore
Foreclosure	A legal process by which the lender or the seller forces a sale of a mortgaged property because the borrower has not met the terms of the mortgage. Also known as a See foreclosure. Afrikaans - Terugneming van Eiendom ">repossession of property. Afrikaans - Eksekusie
Freehold	A free-standing A dwelling, usually in the form of a freehold property, with a structure built on it for the use of living in it. Afrikaans - Huis ">house on a plot of ground with its own Erf number. Afrikaans - Eiendomsreg
Full Title	Describes the transfer of full ownership rights to the buyer. Afrikaans - Volledige Titel

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Conveyancing Explained

Costs payable for the registration of a property and include transfer duty, conveyancing fees, and registration fees. Afrikaans - Oordrag Koste
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Also referred to as the Agreement of Sale or Offer to Purchase. Afrikaans - Koopkontrak
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