Dictionary Conveyancing Terms

Property Law and Conveyancing Glossary of Terms

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Term	Definition
Immovable Property	Land and everything that is permanently attached to it. Afrikaans - Onroerende Eiendom
Initiation Fee	A once-off fee charged by the bank to offset the cost of opening the An agreement between the customer and a bank in the form of a homeloan, whereby the property is used as the security for the loan. It is a legal document that pledges a property to the lender as security for payment of a debt. Afrikaans - Verband ">mortgage account. Afrikaans - Aanvangsgelde
Insolvent	A person who is unable to meet his debts or discharge A person's long-term and short-term financial obligations. Afrikaans - Aanspreeklikheid ">liabilities.
Installment	The regular monthly amount that a borrower agrees to pay on an outstanding debt to a lender. Afrikaans - Paaiement
Interest	The fee charged for borrowing money. Afrikaans - Belangstelling
Interest Bearing Account	When attorneys and/or A person licensed to negotiate and transact the sale of real estate on behalf of the property owner. Afrikaans - Makelaar ">realtors hold money for clients, it is deposited into separate When attorneys and/or realtors hold money for clients, it is deposited into separate Interest Bearing Accounts, until these monies and interest accrued during this time have to be paid out to whom they are owed. Afrikaans - Rentedraende Rekening ">Interest Bearing Accounts, until these monies and interest accrued during this time have to be paid out to whom they are owed. Afrikaans - Rentedraende Rekening
Interest Rates	The percentage of a A sum of borrowed money (principal) that is generally repaid with interest. Afrikaans - Lening ">loan that a financial institution charges, which is payable monthly. Afrikaans - Rentekoerse
Investor	A money source for a lender. Afrikaans - Beleggers

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Conveyancing Explained

Costs payable for the registration of a property and include transfer duty, conveyancing fees, and registration fees. Afrikaans - Oordrag Koste
">Transfer Costs

Property Transfer Process

Also referred to as the Agreement of Sale or Offer to Purchase. Afrikaans - Koopkontrak
">Deed of Sale Explained

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