Dictionary Conveyancing Terms

Property Law and Conveyancing Glossary of Terms

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Term	Definition
Home Owners Assurance	Insurance taken out to cover your property from damage caused by fire, rain, a broken geyser, etc. Afrikaans - Huiseienaar Versekering
Homeloan	An agreement between the customer and a bank whereby the bank lends the customer money in return for a Collateral for the bank that a client pledges in case they default on their mortgage payment. Afrikaans - Sekuriteit ">security (An agreement between the customer and a bank in the form of a homeloan, whereby the property is used as the security for the loan. It is a legal document that pledges a property to the lender as security for payment of a debt. Afrikaans - Verband ">mortgage bond) being registered over the property in the bank’s favour Afrikaans - Huislening
House	A Any house, flat, apartment, room, hostel room, hut, shack, outbuilding, garage or demarcated parking space. Afrikaans - Woning ">dwelling, usually in the form of a A free-standing house on a plot of ground with its own Erf number. Afrikaans - Eiendomsreg ">freehold property, with a structure built on it for the use of living in it. Afrikaans - Huis
House Rules	These are the rules governing the control and management of the property in a A development made up of sections, whereby all section owners are members of a Body Corporate. Each section owner is responsible for their own section. Afrikaans - Deursnee Titel ">sectional title development. Afrikaans - Huis Reëls
Householder's Insurance	Insurance against the loss of or damage to the contents or belongings of a residence. Afrikaans - Huise Eienaars Versekering
Huur Gaat Voor Koop	Lease goes before sale’ – where leased properties are sold before the lease expires, the A person who occupies a property, but does not own it and pays rent in return. Afrikaans - Huurder ">tenant may remain in The date when the buyer is entitled to physically occupy the new property. Afrikaans - Beroep ">occupation of the premises until the lease expires.

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Costs payable for the registration of a property and include transfer duty, conveyancing fees, and registration fees. Afrikaans - Oordrag Koste
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Also referred to as the Agreement of Sale or Offer to Purchase. Afrikaans - Koopkontrak
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